Sohni Dharti

You will be eligible to receive loyalty points on every remittance transaction you send to Pakistan. The points will be awarded on the basis of the assigned criteria, and you can avail exclusive loyalty benefits at our partnering public sector entities (PSEs) for this program.

Any Non-Resident Pakistani, CNIC/NICOP holder, who sent remittance to Pakistan.

Simply download the Sohni Dharti Remittance Program Mobile App from the Google Play Store or Apple App Store. Input few registration details, including your active Mobile No. and set a password and your registration request will be processed.

We apologize for the inconvenience you are experiencing. For assistance on the matter, you can get in touch with our Contact Center representative at +92 21 111 11 67 57.

As a remitter, you can select any country other than Pakistan.

As a Remitter, you can register a Beneficiary against his/her valid CNIC No. using the Mobile App. The Beneficiary will receive a registration code along with the App download link on SMS on your provided mobile number, using which he/she can enroll as a Beneficiary. The registration code is valid for 03 days, after which the request will expire, and you will have to re-add the beneficiary.

You can add anyone with a valid Pakistani CNIC/NICOP. The app will allow you to add beneficiary even if they are not the actual recipient of your remittance amount. There is also no restriction on the relationship between the remitter and the potential beneficiary. However, a single beneficiary can be added by 3 remitters only.

Using the Transfer Points option on your App Home screen, you can select an active, registered beneficiary and enter the points value you wish to transfer. The points will be transferred to your beneficiary, and he/she will receive an alert for the same.

The beneficiary is advised to wait at least one working day for his/her points transfer. If the beneficiary does not receive his/her points, please get in touch with our Contact Center representative at +92 21 111 11 67 57.

Once your account is activated after NADRA verification, loyalty points are automatically calculated and awarded to you against remittances sent to Pakistan.

For better experience you can add your remitter receiver, which will assist auto awarding of loyalty points into your SDRP account.

You can add up to 10 receivers who you sent remittance to in Pakistan.

It may take up to five working days to get loyalty points awarded on your remittance sent to Pakistan.

Loyalty points will be awarded if the registered name on the SDRP App matches the name on the transaction receipt.  Therefore, to avoid any inconvenience, please request your MTO/Bank(s) to share your complete full name in the remittance transaction.

You may use the Self Award Points feature on the Mobile App Home screen to generate a request for your points award, if not already awarded before. In case you are still unable to receive points against the said transaction, please call our Contact Center representative at +92 21 111 11 67 57 for further assistance on the matter.

if you have not received points against your remittance transactions, you can initiate points award request using self-award feature after 3 working days of your remittance sent to Pakistan and has been collected by your receiver or credited in the receiver’s account.

The total value of annual remittance determines the loyalty category. Loyalty points are awarded on a fixed percentage of that value. The awarding percentages vary based on the category of the user.

Green (Default) – 0 to 10,000 USD annually – 1.00% award of transaction amount.

Gold – 10,001 to 30,000 USD annually – 1.25% award of transaction amount.

Platinum – 30,001 to 50,000 USD plus annually – 1.50% award of transaction amount.

Diamond – 50,001 USD plus annually – 1.75% award of transaction amount

The remitter’s category will be automatically updated based on the USD amount of remittance he/she has sent in a fiscal year i.e., 1st July to 30th June. The categories will be re-set to Green starting every fiscal year.

For the purpose of redemption, 1 loyalty point is equivalent to PKR 1/-.

You can use your loyalty points to pay for applicable services at multiple public sector entities. For a list of available loyalty benefits and partners, check the View Loyalty Benefits page on your App Home Screen.

Yes, Roshan Digital account holders can also register for SDRP. However, loyalty points will only be awarded against the amount which will be consumed locally and cannot be repatriated.

For example, an RDA holder pays education fees of his/her dependents in Pakistan, pays rent for residence, medical or insurance expenses or any similar expenses, will become eligible for reward points. Further, reward points may be earned on the funds spent for Roshan Apni Car or Roshan SamajiKhidmat. However, the unspent balance in PKR or FCY account and amount invested in property, stocks, NPCs and INPCs etc. is repatriable and will not be eligible for rewards under SDRP.

You can only register for this program if you send the remittance to Pakistan in PKR. Remittance send in other currency is not eligible for registration.

In app complaint management section is available for customer complaint resolution, you may also log your complaint at 111-116-757 or [email protected]. Please ensure to give your CNIC while registering complaint for tracking purpose.

Yes, you can add five beneficiaries in a lifetime. One beneficiary can be added at a time.

You will get Loyalty points after registration in SDRP. On prospective remittances, you will be eligible for loyalty points.

Yes, you can only self-award remittance transactions upto 5 in one month.

Yes, there are three types of redemption limits in Sohni Dharti Remittance Program.

1.Customer Profile based limit

2.PSE wise Amount based limits.

3.PSE wise velocity (Transaction based) limits

Note: all limits are simultaneously applicable on each customer profile.

Yes, you can change your mobile number, notification shall be sent to new and previous mobile number. If you do not receive notification message, please call our Contact Center representative at +92 21 111 11 67 57 for further assistance on the matter.

Yes, a device shall be allowed to register/access maximum three users.

One SIM will be allowed to one user only, SIM will be bind with unique CNIC.

Remitter and Beneficiary are not allowed for selling and purchasing of loyalty points.

You need to insert complete 24-digit IBAN or account number with minimum 10 digits for remittance received via account.

You will be awarded maximum five transaction per day and five transactions per month.

Certainly, you can receive up to 10,000 points per day and per month through receiver-based awarding.

A remitter can add up to ten receivers in their lifetime.

The application is currently available for Android users only, and it will soon be made available for iOS users.