What kind of student benefits can you get? | Our Services | KelaSkip to content

What kind of student financial aid and housing benefits can you get?

On this page, we tell you in which situations you can get student financial aid and housing allowance. Only the main rules are included here. There may also be other eligibility conditions. Further information is available on the web pages for the different benefits.

With the help of the calculators for student financial aid and housing allowance, you can estimate what benefits you are eligible for. The calculators are available in Finnish and in Swedish.

  • If you are 15–16 years of age and the child benefit payable for you has been withdrawn, you should state 17 years as your age in the calculator for student financial aid.
  • If you are aged 17 or under and you live alone or you are married or cohabiting, you should state that you are an adult in the calculator for housing allowance.

You live with a parent

You can get supplementary allowance for the purchase of study materials if the incomes of your parent(s) are low. However, if you are entitled to free education, you cannot get the supplementary allowance.

You cannot get other types of student financial aid if child benefit is paid for you. If child benefit is not paid for you and if the incomes of your parent(s) are low, you can get study grant and government guarantee for a student loan.

You live outside your parental home during the days of active study

You can get supplementary allowance for the purchase of study materials and government guarantee for a student loan if the incomes of your parent(s) are low. If you are entitled to free education, you cannot get the supplementary allowance.

If no child benefit is paid for you, you can get study grant and government guarantee for a student loan.

If you get student financial aid, you can also be granted general housing allowance. If you study and live abroad or in the Åland Islands or if you study in Finland as enrolled in a tuition-based programme at a folk high school, you can receive housing supplement to the student financial aid.

You live with a parent

You can get study grant, supplementary allowance for the purchase of study materials and government guarantee for a student loan if the incomes of your parent(s) are low. However, if you are entitled to free education, you cannot get the supplementary allowance.

You live outside your parental home during the days of active study

You can get study grant and government guarantee for a student loan. If the incomes of your parent(s) are low, you can also get supplementary allowance for the purchase of study materials to the study grant. If you are entitled to free education, you cannot get the supplementary allowance.

If you get student financial aid, you can also be granted general housing allowance. If you study and live abroad or in the Åland Islands or if you study in Finland as enrolled in a tuition-based programme at a folk high school, you can receive housing supplement to the student financial aid.

You live with a parent

Students in secondary education. You can get government guarantee for a student loan. If the incomes of your parent(s) are low, you can also get study grant and supplementary allowance for the purchase of study materials. However, if you are entitled to free education, you cannot get the supplementary allowance.

Students in higher education. You can get study grant and government guarantee for a student loan.

You live outside your parental home during the days of active study

You can get study grant and government guarantee for a student loan.

You may be able to get general housing allowance. If you study and live abroad or in the Åland Islands or if you study in Finland as enrolled in a tuition-based programme at a folk high school, you can receive housing supplement to the student financial aid.

You live with a parent

You can get study grant and government guarantee for a student loan.

You live outside your parental home during the days of active study

You can get study grant and government guarantee for a student loan.

You may be able to get general housing allowance. If you study and live abroad or in the Åland Islands or if you study in Finland as enrolled in a tuition-based programme at a folk high school, you can receive housing supplement to the student financial aid.

You live with a parent

You can get study grant and government guarantee for a student loan.

You live outside your parental home during the days of active study

You can get study grant and government guarantee for a student loan.

You may be able to get general housing allowance. If you study and live abroad or in the Åland Islands or if you study in Finland as enrolled in a tuition-based programme at a folk high school, you can receive housing supplement to the student financial aid.

You live with a parent

You can get study grant, provider supplement to the study grant and government guarantee for a student loan.

You live outside your parental home during the days of active study

You can get study grant, provider supplement to the study grant and government guarantee for a student loan.

You may be able to get general housing allowance. If you study and live abroad or if you study in Finland as enrolled in a tuition-based programme at a folk high school, you can receive housing supplement to the student financial aid.

Last modified 13/3/2024