Andre Steiner

Leading the Swiss Product Management organization by defining the vision, the roadmap and crisp business requirements with clearly defined business metrics and targets. Drive product launches and manage prioritization and trade-offs among customer experience, performance and operational support load.

- Drive Digital Banking product roadmap and collaborate with internal and external stakeholders to redefine the digital customer experience strategy for CREALOGIX's customers. Specifically, have product ownership of designing & building Digital Banking products that deliver great customer experiences.

- Manage and lead global projects with teams across cross functional divisions throughout the project life cycle. - Initiate and drive digital transformation by defining business requirements and implementing sustainable, global and cost efficient solutions. - Drive the definition of processes including implementation of forms and training/support material. - Organize and host progress meetings and steering committees with senior management to influence decision making.

- Business development of retailing partners mainly in the finance and insurance industry (B2B). - Active advice to new and existing retailing partners relating to products and services of Zugerberg Finanz AG and affiliated companies. - Acquisition and lead generation of potential end-customers regarding single titles based discretionary asset management solutions (B2C). - Lead negotiations and execution of complex deals.

Inform clients regarding U.S. Tax Program and further procedure. This included: - Advisory in U.S. and Swiss tax laws within the U.S. Tax Program framework - Advisory in legal and formal procedures - Advisory regarding the Offshore Voluntary Disclosure Program (fixed-term contract)

- Development and implementation of several marketing plans, a corporate strategy and a business plan for Own-A-Heli AG and affiliated companies - Business development of networking partners (B2B) and acquisition of potential clients (B2C) - Development of several advertising brochures - Planning and coordination of communications, advertisement and sales promotion measures - Full responsibility of finance and budget targets (start-up company, not in operation anymore)

- Management and acquisition of High Net Worth Individuals mainly based outside of Switzerland - Proffering specific offshore Private Banking advisory; including trusts, offshore companies and partnerships, asset management mandate solutions (e.g. actively managed, index and rules-based portfolios), and related Business Banking services - Lead and participate in special projects (e.g. FATCA, Tax Agreements UK / AT, alignment of internationally based clients in Private Banking International Team)

- Collaborate with two WM Client Advisors in all day-to-day business - Participate in client meetings either unaccompanied or together with Client Advisors, Product Specialists and Wealth Planners - Elaborate investment proposals - Compile and process Know-Your-Customer information - Preparation of product and market presentations - Execution of all kinds of stock orders - Account and custody management - Handle and process lending solutions (especially lombard loans)

- Management of a portfolio of collection mandates - Legal debt collection management according to Swiss Code of Obligations, Swiss Civil Code and Federal Statue on Debt Enforcement and Bankruptcy - Conclude and monitor hire-purchase agreements - Provide active advice and guidance in insolvency-related litigation - Collection of loss certificates and receivables - Research on solvency and liquidity of debtors

Apprenticing Companies 04/2003 – 03/2005 Delta Consultants AG, Zug (continuation of employment after commercial apprenticeship) 08/2002 – 02/2003 Shell (Switzerland) AG, Baar 01/2002 – 07/2002 Tobias Hürlimann, Walchwil

- Certificate of Advanced Studies in Digital Business Innovation / Certificate of Advanced Studies in IT Management / Certificate of Advanced Studies in Digital Banking / Master Module